If your collectibles were lost, damaged, or stolen, would your homeowners or renters insurance policy pay to repair or replace those collectibles? When asked this question, it’s not uncommon for a collector to respond “Well of course, that’s why I have insurance.” Unfortunately, that’s not always the case.
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If your collectibles were lost, damaged, or stolen, would they be covered by insurance?
When asked this question, most people would emphatically respond, “Yes, of course it is.” Unfortunately, that’s not always the case. Most collectors wrongly assume that their collection is adequately or wholly covered under their homeowner’s insurance policy. Read more